Which card? Answered before you pay.
Save the cards you own, pick what you are buying, and get the answer in one tap.
Credits you paid for and forgot to use.
Dining credit
$10 each month, Amex Gold
The Edit hotel credit
$250 twice a year, Sapphire Reserve
Tick one off as you use it. The Tracker keeps the running total, knows whether a credit resets in January or on your anniversary, and tells you what is about to expire.
$655 of $1,040 earned back so far.
Every card gets the same honest sum: credits you actually used, plus what your points are really worth, against the fee. If a card is not paying for itself, you will see it long before the renewal lands.
Nothing is linked to your bank.
You type in which cards you own. That is the whole setup. There is no field for a card number, an expiry date, a CVV or a bank login, because the app never needs one and we would rather not be able to lose them.
It also means no ads and no feed to sell, which is why Premium costs $5 instead of nothing.
Two plans.
Payments are not switched on yet. The demo is the whole app, with sample data.